Can the dentist charge without my dental insurance? The answer to this question is generally yes, dentists can charge for their services even if you do not have dental insurance. Dental insurance is a contract between you and your insurance company in which the insurance company agrees to pay for certain dental services up to certain limits. If you do not have dental insurance, you are responsible for paying for the full cost of your dental care.
There are several reasons why a dentist may charge you without your dental insurance. First, your dental insurance may not cover all of the services that you need. For example, some dental insurance plans do not cover cosmetic procedures such as teeth whitening or veneers. Second, your dental insurance may have a deductible that you must meet before the insurance company will start to pay for your services. Third, your dental insurance may have a maximum coverage amount that it will pay for your services in a year. If you exceed this maximum, you will be responsible for paying for the remaining costs of your dental care.
